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Posts Tagged ‘Avon’

The Budget Smart Girl Newsletter for April 2010

In Budget Smart Girl's Newsletter on April 28, 2010 at 4:18 pm

Another month has come and gone. I hope you’re enjoying spring and looking forward to the warmer weather ahead. To start this newsletter, here’s a link to a site I forgot to mention in last week’s article about ‘going green, saving green’. I always keep vinegar in the pantry not only for cooking but cleaning too and this site’s has lots of great ideas www.vinegartips.com

Thinking of Taking a Class?
Many people have lost their jobs during this recession. If you’re one of them and considering a different career or just want to learn a new skill I found this site that lets you search around for courses that are available www.trainingclasses.com

Moms and Entrepreneurs
Some of you might remember Heather Allard…The Mogul Mom who I interviewed a few years ago…by the way, she’ll be back with more useful tips soon. She’s been busy updating her Web site and has an offer that got my attention. She’s selling her Mogul Mom Business Box Set which includes just about everything you need if you’re thinking about taking those first steps into entrepreneurship. She’s offering a special discount price of $37 until midnight on May 2nd,2010. And if you order the business box, you’ll be entered into a drawing to win some prizes which could also help your business grow. Here’s the link http://eepurl.com/t3hx

Avon Calling
When I was a child I remember my mom always having an Avon catalog sitting around the house. Today Avon’s not just about make-up but a whole lot more. If you’ve ever thought about becoming an Avon representative to make some extra money, here Sheila Caruso shares her experience.

Budget Smart Girl (BSG)-When did you join Avon?

Sheila Caruso (SC)-I joined November 2008.

BSG-Was it part or full time?

SC-Part-time.

BSG-Did you have another job at the time?

SC-No, I didn’t.

BSG-Did you have a sales background?

SC-Yes, I sold AVON about 6 years ago. I also sold Beauty Control, Nuskin and Private Quarters.

BSG-Did you consider any other company?

SC-No, I really like AVON.

BSG-What made you pick Avon?

SC-It only cost $10.00 to join and it has been around for 135 years, plus they have a great District Manager and great sales meetings, where I’ve learned a lot.

BSG-What obstacles, (if any) did you face?

SC-Getting people to go onto my website. I would love to build my customer base.

BSG-How did you move into your current position with Avon?

SC-I called an 800 # and a representative visited me and we filled out my application and I paid my $10.00.

BSG-How long did it take from the time you started with them?

SC-I started selling right away.

BSG-If someone’s interested in being an Avon rep, what advice would you give them? How can my readers get started?

SC-They can contact me in person or email me. It costs just $10 but you really need to be motivated to be a self employed Avon Independent Sales Representative.

BSG-Do they have to pay for any samples, etc?

SC-As you’re self employed you can order samples, but you don’t have to. And you receive 40 percent off your sales during the first 3 months of ordering.

BSG-What would you say to people who think that now’s a bad time to enter any business because people aren’t in a buying mood?

SC-I would say that AVON is the company for these times because our products are a lot less then department stores. AVON also has sales on different items within each campaign and they can find anything that they want on sale.

BSG-Can you still make decent sales if you don’t have a huge network of friends and co-workers who buy from you?

SC-Yes, you can. Like I said earlier they will receive 40% off of their sales for 3 months so that they have time to build up their sales by getting new customers, plus I would help them do that.

BSG-Anything special on the horizon at Avon?

SC-Yes, they are having more sales meetings that you learn great sales tips, they also offer new representative meetings that help new representatives. We are also having weekly Leadership meetings that helps representative learn more.

BSG-And for readers who might not want to join Avon but interested in the products. Any upcoming specials you can share with us?

SC-There is Eternal Magic Eau Toilette Spray for just $24.00 which also includes a FREE 3 piece gift collection (worth $20.00) includes purple gift bag, shower gel and body lotion. Also magical sparkle 5.00 ct ring for just $14.99. Necklace 6.00 ct for $14.99 and Earrings 11.00 ct.

A sterling magic fiery genuine topaz with a supernatural light and a precious rainbow of color for just $49.99 (Save $10.00) in sizes 5-11
Genuine Diamond Accent Watch with black or white band for just $9.99 (save $20.00).

Nailwear Pro Nail Enamel for just $2.99 (Save $2.00)
True Color Eyeshadow Quads for just $4.99 (Save $3.00) Lipstick $ 3.95 (save $4.00). All foundation on sale. Eye Palette and Eye Liner both for $9.99 (save $7.00).

Moisture Eye Makeup Remover lotion for lowest price ever 99 cents, Skin care all on sale, Butler Basics Essential Bag by Jen Groover for just $29.99 (Save $10.00)

Carry Me Away Handbag for $24.99 (Save $5.00). Studded Bright Sandals $12.99 (Save $4.00) Eye glasses all $9.99 each.
Slim Wear Kimono Sleeve top $24.99 (Save $5.00). All shoes up to 60% off, All Curves on Sale, SS Original Bath oil 16.9 oz for just $6.99 reg $13.00.

All bug guard on Sale. Roll on Anti-Perspirant Deodorants 89 cents each for him and her.

Glimmersticks Diamonds, Smooth Mineral Eye Liner, Astonishing Length Mascara, Wash-off Mascara and ergonomic Tweezer buy 1 get 1 free mix or match.

BIG DEAL Timeless Cologne Spray, Shimmering Body Powder, 2 Perfumed Skin Softeners, and Roll-On Anti-Perspirant Deodorants all 5 for just $9.99 ($30.24 Value)

BSG-What Web site should people check out if they’re interested in joining Avon?

SC-www.youravon.com/scaruso

BSG-Anything else you’d like to share with us?

SC-AVON has makeup, skin care for all skin types, fragrances for women and men, Wellness Products, Jewelry for men and women. Apparel which includes dresses, skirts, shoes, blouses and scarves. Personal Care, gifts for children, men and women. Gifts and Decor for the home.

Avon is a great company to work with. It becomes your company and as they say you cannot get fired. It is your company and you can work it any way you want to, You can just be a representative and sell to just yourself or to customers. You can network your business, or go into Leadership if that’s your choice. It’s a great company whether you are an employee of a company or a stay at home mom. It works for both.
And there’s also a new program where you can plant a Tree with AVON and help create a better future for our next generation. Avon is planting our first 1 million trees in South America’s Atlantic Rainforest – often referred to as “the lungs of the earth”. 93% of the Atlantic Rainforest is gone. The trees planted through Hello Green Tomorrow program will contribute to the United Nations Environment Programme Billion Tree Campaign. For every $1.00 donated, you will receive a certificate with “green” tips.

Celebrate Cinco de Mayo
Be sure to look for coupons and special deals on Mexican food items next week to celebrate Cinco de Mayo. La Tortilla Factory www.latortillafactory.com offers some tips on foods you might like to try and a recipe for fish tacos. Lots of the ingredients, including cilantro and avocado will be on sale, so this makes it a very budget friendly dish.

Tips from La Tortilla Factory-
Food – Not a chef? Don’t worry! There are several Mexican dishes that are surprisingly simple to make, but will have your guests marveling at your cooking skills. Tequila Flank Beef with Tangy Grilled Cabbage, and Chicken with Chilies Sauce, are savory dishes that aren’t complicated to put together, yet have complex flavors. Or Try-

La Tortilla Factory’s Fish Taco in Pumpkin Seed Chipotle Sauce with Pan-Fried Avocado
Serves 4

1 pound white fish fillets (cod, tilapia or halibut)
2 tablespoons olive oil
2 poblano peppers, seeded and cut into medium slices
½ cup toasted, unsalted pumpkin seeds
¼ cup chicken or vegetable stock
2 teaspoons adobo chipotle sauce
½ medium yellow onion
½ cup fresh cilantro leaves, leaves and stem part, reserve some for garnish
¼ teaspoon dried oregano
¼ teaspoon salt
¼ teaspoon ground black pepper
1 tablespoon chili powder
1 avocado, peeled and cut into small dices
½ cup thinly sliced fresh lettuce
4-6 La Tortilla Factory Hand Made Style Corn Tortillas

1.Lightly sprinkle a pinch of salt, ground pepper and chili powder on the fish fillet.
2.Preheat 2 tablespoons of olive oil in a non-stick heavy sauté pan. Pan-fry the fish over medium-heat for about 1 minute on each side, or until the fish is cooked or turns opaque. Remove the fish from heat and set aside on a plate.
3.In the same pan, lightly sauté the poblano pepper for about 1-2 minutes and combine with the fish.
4.Meanwhile, combine the pumpkin seeds, stock, chipotle sauce, onion and cilantro, oregano, salt and pepper into the blender and blend until smooth.
5.Then, transfer the sauce mixture into a small saucepan and simmer the sauce for 10 minutes over medium-low heat, stirring occasionally.
6.Stir in the sauce with the fish and poblano pepper.

To serve, put a handful of fish, poblano pepper, avocado and lettuce onto a tortilla and fold into a taco.

99 cent Ingredient Cooking
I saw this site listed in Woman’s World magazine, which by the way is another great publication for money saving tips and recipes. Don’t miss www.the99centchef.blogspot.com where chef Billy Vasquez offers recipes and meal ideas using ingredients from the 99 Cent Store. I’m not lucky enough to have one where I live, but I think most of these recipes are still very budget friendly…they look delicious too.

Get into the Habit
During my recent interviews with reporters about being budget smart, many have asked me how you can adapt to living on a budget. Sometimes it’s tough, just like starting a diet, but I found this site that might just help, www.habitforge.com

PC World
I always check out the copy of PC World my husband brings home from work and have to say every month it has lots of money saving articles. Their Web site is very informative too www.pcworld.com

Articles Of Interest
This month I thought these two articles were worth reading-

If the day at the spa is out of reach, try some of these DIY beauty treatments-
www.tinyurl.com/y3ykew8

You know one of my pet peeves is the cost of print cartridges. This article has some insight on how to make them last longer-
www.tinyurl.com/ylb97sa

Have a wonderful month

The Budget Smart Girl Newsletter-March 2009

In Uncategorized on March 22, 2009 at 7:37 pm

Issue I, Number 3
Spring is officially here. Don’t know about you but I’m glad to enjoy warmer and longer days. Now the snow has melted, I’m looking out of the window seeing all the projects that need attending to this year.
And thinking of all the work that’s ahead, let’s start off this newsletter with something connected with relaxing…

Entertainment
My family isn’t the type to go out on the town every weekend and not just because we want to save money. I guess we’re homebodies and like it that way. We used to rent movies and maybe bring in a pizza, but this winter we found a way to save even more money.
Ever since Circuit City announced it was closing its doors, my husband decided he would buy DVDs and start his own collection. He bought about a dozen while they were 20% off and then kept going back buying more as the prices dropped. So when Valentine’s Day rolled around and as I never know what to buy him, I thought what goes with watching DVDs at home? I couldn’t think of anything and then I received one of the daily e-mails from HARO…that’s Help Out A Reporter and advertising that day was a company called Kernal Seasons www.kernelseasons.com. I now had the perfect gift. I bought him a bag of kernals, and five different seasonings. So now every Saturday night we watch one of our own DVDs and try out a different flavor of popcorn. It makes a great night in for just pennies. I highly recommend this seasoning mix and if I had to pick my favorite, it would be the barbecue flavor. I’m thinking it might even be a gourmet treat on grilled corn in the summer. The company offers quick and great service too.

And if you have some DVDs you want to swap try www.swapadvd.com. I haven’t tried it myself, but lots of my friends like it. You can also swap books and CDs on their sister sites.

And one final thing on DVDs, I was recently sent a promotion about a DVD kiosk called Redbox www.redbox.com. Rental is $1 per night. Check their Web site to find a location near you.

One Way to Curb Your Spending
I don’t know about you, but sometimes sitting down paging through a catalog often tempts me too much. One way to beat the temptation is not to remove yourself from mailing lists. I just received information about this program www.proquo.com. It claims to free you of unwanted catalogs and 90% of unwanted junk mail. And if you check at the bottom of the Web page, there’s also a link to some money saving sites too.

Clothes
Spring often means lighter clothing and yes, spring dresses. Here are some places offering great deals.

K-Mart
When I was younger and lived a couple of miles from a K-Mart, it used to be my favorite place to find bargain clothing. I’d get lots of compliments and people would ask me where I’d purchased a particular item. I no longer live near a K-Mart now and can’t remember the last time I shopped there, but it looks like I’ll be finding the nearest one. Last week I saw an ad for their new spring fashions and they have dresses starting at $24.99 and they look just as good as the designer ones. www.kmart.com

Old Navy
If you follow me on Twitter you’ll know that on Thursday I posted a Tweet about the $15 dresses that Old Navy were selling. www.oldnavy.com

Avon Calling
I remember when the Avon lady came knocking at the door trying to sell my mom lipstick. It seems the Avon lady’s selling a whole lot more these days. I kept seeing these eye catching dresses in magazines for just $16.99 and it said the supplier was Avon. Yes, Avon www.avon.com now sells clothing and cute accessories like shoes and bags too. And all at some budget smart prices.

Beauty
Okay, so now you have the cute dress at the bargain price, you might want to get your skin ready for the summer months ahead. I found this article about ways to use baking soda. I use it for cleaning and laundry, but I hadn’t realized it’s a great and cheap beauty tool too.
http://tinyurl.com/d2olt9

Food
And while I was surfing the Internet, I came across this article from WebMD. 10 entrees you can make for $5 or less. Great article and be sure to click through the pages because it also supplies the recipes for the dishes it mentions.
http://tinyurl.com/dkc84y

Coupons
I hope you checked out Hot Coupon World I wrote about a couple of weeks ago. I signed up for their newsletter and I’m finding it one of the best resources for finding bargains at the store. And here’s an article titled 10 Secrets of the Coupon Masters. One great thing about this downturn in the economy, lots of great articles about saving money!
http://tinyurl.com/ag8bjz

Get Your Own Free Financial Advisor
Well…sort of. A couple of weeks ago I chatted with Aaron Patzer the founder of a Web site called www.mint.com. He told me he created the site because after using most of the money related software out there, it wasn’t meeting his needs. Mint.com allows you to track your spending and it sees what credit card and savings accounts are just right for you. And it can even let you know where you’re spending the most money. Patzer said most of us will be very surprised just where our money goes…yes, even when we’re watching the pennies. You can take it for a test drive and if you’re worried about giving up your personal information to a Web site like Mint.com, Patzer told me it offers bank level security and is fully tested against hackers. And the plus is you’re anonymous, it won’t ask for your address or things like a social security number and is a read only program. Patzer says Mint.com is great if you want to tackle 2 or 3 problems areas like the amount you spend on shopping, restaurants, maybe even travel. And finally he had these three tips to pass along to you about being financially savvy. Spend less than you earn. Make your savings work for you…for example, get the best return on your savings. And finally protect your downside by having an emergency fund ready if something happens like an illness or you lose your job.

Magazine Subscriptions
Okay, I’ve just told you Mint.com can point out where you spend too much money. Here’s my confusion, as of a few years ago, I had seven magazine subscriptions. Yes, I made sure I got the best deals on them and justified my purchases by telling myself I needed to research markets for my freelance writing. They can be additive and we all have a favorite. So where are the best places to get the good deals? Some people like eBay. Some other ideas include swapping magazines with family and friends. Checking them out at the library. And yes, some libraries often sell old issues or even give them away. And how about the doctor or dentist’s office? Once they’re a few months old, they could be yours for the asking.

A couple of sites you can check out are-www.magazine-agent.com they offer a 90 day risk free deal
www.speedymags.com, this site lets you create your own magazine package to save money.

And here’s a couple of Tweets I posted on Twitter. You can get a free year’s subscription to CBS’ new magazine at www.cbswatchmagazine.com

Get a year’s subscription to Glamour for just $1.50. That’s the 1939 price when the magazine first launched. Wouldn’t it be great if we could go back to those prices? www.glamour.com

And if you’re a fan of Prevention, send 4 32 ounce or 12 6 ounce specially marked lids from Stonyfield Farm organic yogurt and they’ll give you a free one year subscription to Prevention magazine. This is one of the best yogurts around so it’s not much hardship to buy that much. Also, did you know you can make more yogurt from just 2 tablespoons of yogurt and you don’t even need a yogurt making machine? More about that next newsletter.

Run to the Post Office
Just a reminder that the price of stamps goes up, yes, yet again in May. These days I don’t get to the end of the roll of stamps before they put the prices up again. So on my next visit to the post office, I’m going to buy the Forever Stamps. You can use them on letters weighing no more than an ounce, no matter how much prices go up. Sort of like taking insurance out of the future.

What’s Essential?
If you read my blog on Monday you probably saw I was in Walgreens. They have a new section called Affordable Essentials, everything from shampoo to trash bags. I guess they figure there are certain items all of us need so why not give us a break on the price.

Book Recommendation
Here’s a book I currently have checked out from the library. Dinner Survival by Sandi Richard. While it’s not a budget cookbook per se, it does have some low cost meal ideas. And check out the Web site for the cookbook at www.cookingfortherushed.com. It gives you menu ideas and there are grocery lists you can print. Planning ahead before you head to the store always saves you money.

Okay, I was supposed to give you the recipe for the caramelized bread pudding here, but as some great tips have been pouring in, I thought I’d use the space to pass them along to you.

From Marlene R, in Canada
Shopping around pays off and one of her favorite places for bargains is Liquidation World. There she’s found pants for $1 and designer suits for $2. Foodwise, she recommends buying a whole chicken and using leftovers for soups, stews and chicken salad.

From Lisa A in Missouri
She likes to use those padded hangers for her sweaters, but found a cheaper alternative, bubble wrap. Just tape some to a regular hanger and you’ve got yourself a padded hanger for free.

And finally from Darlene S in New Hampshire
If you haven’t got a big back yard but what to grow vegetables, her town has a community garden where you can rent a small plot for around $20 for the season. Darlene says it’s a great place to meet other gardeners, get advice and swap vegetables at the height of the season. Last year she grew so much produce she didn’t have to buy any at the store all summer long and thinks it saved her lots of cash. Check if your area has a similar program.

Next month, yes, some recipes and throwing a party on a budget. Until next time, take care and keep sending those budget tips.

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