budgetsmartgirl

Archive for October, 2011|Monthly archive page

Boost Your Coupon Savings

In Uncategorized on October 6, 2011 at 5:32 pm

 

Here is Marcia’s first blog post and it’s all about making the most of our coupon savings-

 Think you’re saving a lot of money with coupons? You may be, but just wait until you try some of my tips for finding high value coupons on products you buy every week. With a few of these suggestions, you could save much, much more.

The first step in boosting your coupon savings is to find more – especially high value coupons and those good on products you buy regularly. Everyone knows that about 90% of all coupons originate in the Sunday newspaper inserts. And if you only clip those, you can save a decent amount. But if you look beyond the inserts, for the remaining 10% of all coupons redeemed, you can find some great values.

 Here are some of the lesser-known, but very valuable sources of coupons:

 Clipping services. For a fraction of the face value of a coupon, you can pay a clipping service to find and clip specific coupons for you. Through clipping services, you can often find regional coupons that weren’t offered in your area, and you can buy several to allow you to stock up when terrific sales come along. Some of the ones I like are http://www.thecouponclippers.com/, http://www.clippityq.com/, and www.couponsthingsbydede.com.

 eBay.com. Working much like a clipping service, eBay sellers offer to clip batches of coupons via eBay. When you’re buying 10, 20, or 50 of a particular coupon, this can be quite economical. Search for the term “coupon” and the product you need on eBay’s home page.

 Craigslist.com. Similar to eBay, you can find local coupon clippers who have the coupons you’re looking for. The benefit of ordering from local clippers is that you can get the coupons in your hands faster, rather than having to wait 2-3 days for mail delivery.

Magazines. While the newspaper insert is king, magazines for women and parents may be queens, often offering small coupon inserts stitched in the center. The best magazine of all for coupons is All You, which is published by Wal-mart and has page-after-page of coupons, many you won’t find anywhere else.

Facebook. Manufacturers now offer incentives to shoppers to “Like” them on Facebook, rewarding fans with coupons for free products.

 Your phone. More stores are turning to text messaging to provide coupons on products that you can then combine with manufacturer coupons; Target, for example, is big on mobile coupons. Check with your grocery store to see if they send out e-coupons.

Manufacturer websites. There are some great coupons to be had right on the websites of consumer products manufacturers. Head to the home page of companies you buy from and look for a section offering coupons or promotions

Complain. Another way to get high value coupons is to let a manufacturer know when you were less than pleased with their product (assuming you’d try it again). Reporting a problem is almost guaranteed to yield some nice coupons for your trouble.

 Ask. Even better, ask a company whose products you like to send you some coupons. Tell them how much you like their product and indicate that you would buy more if you could have some coupons.

 Gathering more coupons makes it possible for you to have a coupon for each and every product you buy next week. The more coupons you present, the less you’ll have to spend.

 Marcia Layton Turner is an avid coupon clipper who saves thousands of dollars a year by using them. She is also the author of Extreme Couponer: Insider secrets to getting groceries for free.

http://www.amazon.com/Extreme-Couponer-Insider-Groceries-ebook/dp/B005HMO7UU/ref=sr_1_3?s=digital-text&ie=UTF8&qid=1317922088&sr=1-3

The Budget Smart Girl Newsletter for October 2011

In Budget Smart Girl's Newsletter on October 4, 2011 at 5:11 pm

It’s offically fall and here are things to look out for in the produce department-

Grab Them Soon- green beans, sweet peppers, tomatoes

At Their Peak-pumpkins, winter squash, and apples

Hitting the shelves this month-beets, Bosc and Comice pears, rutabaga, broccoli, spinach and kale

Say Goodbye to Summer

Summer flew by this year. One thing I miss is all the inexpensive produce to put together a salad. However, fall has its ingredients too and thought I’d share this salad recipe I was sent from Nakano Seasoned Rice Vinegar and Holland House Vinegar.

Pear and Candied Pecan Salad

Makes 6 servings

Fresh pears, crumbled blue or feta cheese, and sweet pecans come together with NAKANO Italian Herb Seasoned Red Wine Vinegar in this elegant medley.

 INGREDIENT
1/3 cup extra virgin olive oil
1/4 cup NAKANO Italian Herb Seasoned Red Wine Vinegar
Salt
2 ripe pears, cored and diced 1/2-inch
1/2 small red onion, sliced lengthwise into thin slivers
1 piece aluminum foil (12×12-inches)
1/4 cup sugar
1 cup pecan or walnut halves
8 cups lightly packed chopped romaine lettuce
1 cup crumbled blue or feta cheese
Freshly ground black pepper

 DIRECTIONS
In a medium bowl, whisk together the oil, seasoned red wine vinegar, and 1/4 teaspoon salt. Marinate pears and onion in the dressing 8 minutes.

Meanwhile, have foil handy. In a small skillet, combine the sugar and 1/4 teaspoon salt; cook and stir over medium-low heat, 3 to 4 minutes, scraping sides of skillet as needed, until sugar is smooth, melted, and golden (it burns quickly, so watch it closely). Add nuts; stir to coat. Watch the color and as soon as sugar turns a rich (not dark) caramel color (several seconds later), immediately transfer the nuts to foil. Pour caramel left in pan over nuts (nuts become crunchy as they cool). When cool, break nuts apart; set aside.

Use a slotted spoon to transfer pears and onions to a large bowl. Add lettuce and just enough dressing to lightly coat; toss gently. Add the cheese and pecans; toss gently. Season with salt and pepper to taste. Serve immediately.

 Head to Target

 

I was sent this information about this week’s sale at Target on their Archer Farm Line. Love that brand and will definitely be checking it out-

Beginning Sunday, October 2, hundreds of favorite Archer Farms brand products will be on sale at Target. Select Target stores will offer recipes and samples for tasting during this special event, so come hungry!  The Archer Farms Sale is a great opportunity to sample or stock up on the many unique and inspiring products in the Archer Farms collection.

Finally an Ink Refill Service…

When it comes time to buy refills for my printer…okay I won’t start my whining all over again but I now I do my homework and see who has the best deal. I found this company and it turned out my purchase was $15.32 less than the last cartridge I bought at one of the major office supply stores. Plus I got an instant 10% off, free shipping and yes, I couldn’t believe how quickly they delivered it to me. So for the price and excellent service, check out http://www.inkcartridges.com/

Free Books

You know I love to read and one way to do that for free…besides visiting your library is to become a book reviewer. What you say, don’t you need experience? Well if you love books, have some talent with words, can express what you liked or didn’t about a book, you can review them. Here’s some information about a review site that actually has three different types of books it reviews everything from young adult to erotic romances, it’s your pick. They’re a fun bunch of people to work with and here is the scoop-

“We have hundreds of books and stories in many different genres to review and need more reviewers to help us get them done.  You choose the stories you review — Earn your way to Amazon or BN.com gift certificates all while reading free books.”

For more information CLICK HERE:  http://www.longandshortreviews.com/reviewerapp.htm

Doritos Contest

I love watching the ads during the Super Bowl and next year one of them could be yours. Doritos are running their Super Bowl ad contest again and the winner gets a $1 million. http://www.usatoday.com/money/media/story/2011-09-26/doritos-super-bowl-ad-contest/50561574/1

New Things at Budget Smart Girl

I’m keeping this newsletter brief this month because I’m short on time and wanted to get something to you but just to let you know I have some new features planned for the site. A Meatless Monday where I’ll have a different meatless recipe each week. All our new contributors will be offering tips each month. A What to Do and Buy at the beginning of each month. What I’m Reading, where I’ll tell you about some money related book I’ve read and what I thought of it. I’ll also be using Twitter more to tell you about things I don’t have time to put on the site or something where time is of the essence like a  soon to expire coupon or deal I hear about. And as everyone seemed to enjoy all the recipes I posted over the summer, there will be more of them too.

Have a good month and safe and happy Halloween.

Ramblings From a Budget Smart Girl

In The Blog on October 4, 2011 at 2:35 pm

One thing I can never resist is a book sale. My local library held one this past weekend and I picked up a stack of paperbacks ready for winter reading. While they used to be just 25 cents a piece, now they’re $1 but as most of the ones I bought were like new I still think they’re a bargain. Something that did surprise me though is the lack of people there. Previous years it’s been elbow to elbow but plenty of room this year. I don’t know if people are thinking new items are already cheap enough so why buy used, or if folks aren’t buying anything, period.

I do my best not buy anything that isn’t on my grocery list and stop myself from impluse buying when I’m at the grocery store. However, I think there are exceptions and that’s when you spot a one time bargain. I found these packages of potatoes on sale for $1.37. I decided at that price I’d stock up. I really like this brand and they’re be perfect for when I’m pushed for time.

October already and the stores are filling up with Halloween items and yes, Christmas stuff too. It’s the beginning of the season for picking up bargains that you can use later. Like discounted Halloween candy for holiday baking. And coupons become abundant too.

Some things I found of interest on the Internet-

Speaking of potatoes, I found this selection of recipes on Yahoo UK, can’t wait to try some of them-

http://uk.lifestyle.yahoo.com/photos/10-best-potato-dishes-1317211750-slideshow/

I raise my hand and say I’m guilty of buying the odd bottle or two of water and yes, even though I own a water filter. Here’s a site offering $5 off a new Brita water filter-

http://www.filterforgood.com/

Shopping is sometimes all about psychology so thought this article was insightful-

http://financiallyfit.yahoo.com/finance/article-113560-11114-3-7-shopping-secrets-retailers-wont-tell-you?ywaad=ad0035&nc

Hope to get the newsletter to you sometime this week. Also Marcia will have her first blog on coupons. And if I have time I’ll be introducing you to yet another contributor who will be offering us insider tips on make-up and fashion.

Have a good week.

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