Issue I, Number 3
Spring is officially here. Don’t know about you but I’m glad to enjoy warmer and longer days. Now the snow has melted, I’m looking out of the window seeing all the projects that need attending to this year.
And thinking of all the work that’s ahead, let’s start off this newsletter with something connected with relaxing…
Entertainment
My family isn’t the type to go out on the town every weekend and not just because we want to save money. I guess we’re homebodies and like it that way. We used to rent movies and maybe bring in a pizza, but this winter we found a way to save even more money.
Ever since Circuit City announced it was closing its doors, my husband decided he would buy DVDs and start his own collection. He bought about a dozen while they were 20% off and then kept going back buying more as the prices dropped. So when Valentine’s Day rolled around and as I never know what to buy him, I thought what goes with watching DVDs at home? I couldn’t think of anything and then I received one of the daily e-mails from HARO…that’s Help Out A Reporter and advertising that day was a company called Kernal Seasons www.kernelseasons.com. I now had the perfect gift. I bought him a bag of kernals, and five different seasonings. So now every Saturday night we watch one of our own DVDs and try out a different flavor of popcorn. It makes a great night in for just pennies. I highly recommend this seasoning mix and if I had to pick my favorite, it would be the barbecue flavor. I’m thinking it might even be a gourmet treat on grilled corn in the summer. The company offers quick and great service too.
And if you have some DVDs you want to swap try www.swapadvd.com. I haven’t tried it myself, but lots of my friends like it. You can also swap books and CDs on their sister sites.
And one final thing on DVDs, I was recently sent a promotion about a DVD kiosk called Redbox www.redbox.com. Rental is $1 per night. Check their Web site to find a location near you.
One Way to Curb Your Spending
I don’t know about you, but sometimes sitting down paging through a catalog often tempts me too much. One way to beat the temptation is not to remove yourself from mailing lists. I just received information about this program www.proquo.com. It claims to free you of unwanted catalogs and 90% of unwanted junk mail. And if you check at the bottom of the Web page, there’s also a link to some money saving sites too.
Clothes
Spring often means lighter clothing and yes, spring dresses. Here are some places offering great deals.
K-Mart
When I was younger and lived a couple of miles from a K-Mart, it used to be my favorite place to find bargain clothing. I’d get lots of compliments and people would ask me where I’d purchased a particular item. I no longer live near a K-Mart now and can’t remember the last time I shopped there, but it looks like I’ll be finding the nearest one. Last week I saw an ad for their new spring fashions and they have dresses starting at $24.99 and they look just as good as the designer ones. www.kmart.com
Old Navy
If you follow me on Twitter you’ll know that on Thursday I posted a Tweet about the $15 dresses that Old Navy were selling. www.oldnavy.com
Avon Calling
I remember when the Avon lady came knocking at the door trying to sell my mom lipstick. It seems the Avon lady’s selling a whole lot more these days. I kept seeing these eye catching dresses in magazines for just $16.99 and it said the supplier was Avon. Yes, Avon www.avon.com now sells clothing and cute accessories like shoes and bags too. And all at some budget smart prices.
Beauty
Okay, so now you have the cute dress at the bargain price, you might want to get your skin ready for the summer months ahead. I found this article about ways to use baking soda. I use it for cleaning and laundry, but I hadn’t realized it’s a great and cheap beauty tool too.
http://tinyurl.com/d2olt9
Food
And while I was surfing the Internet, I came across this article from WebMD. 10 entrees you can make for $5 or less. Great article and be sure to click through the pages because it also supplies the recipes for the dishes it mentions.
http://tinyurl.com/dkc84y
Coupons
I hope you checked out Hot Coupon World I wrote about a couple of weeks ago. I signed up for their newsletter and I’m finding it one of the best resources for finding bargains at the store. And here’s an article titled 10 Secrets of the Coupon Masters. One great thing about this downturn in the economy, lots of great articles about saving money!
http://tinyurl.com/ag8bjz
Get Your Own Free Financial Advisor
Well…sort of. A couple of weeks ago I chatted with Aaron Patzer the founder of a Web site called www.mint.com. He told me he created the site because after using most of the money related software out there, it wasn’t meeting his needs. Mint.com allows you to track your spending and it sees what credit card and savings accounts are just right for you. And it can even let you know where you’re spending the most money. Patzer said most of us will be very surprised just where our money goes…yes, even when we’re watching the pennies. You can take it for a test drive and if you’re worried about giving up your personal information to a Web site like Mint.com, Patzer told me it offers bank level security and is fully tested against hackers. And the plus is you’re anonymous, it won’t ask for your address or things like a social security number and is a read only program. Patzer says Mint.com is great if you want to tackle 2 or 3 problems areas like the amount you spend on shopping, restaurants, maybe even travel. And finally he had these three tips to pass along to you about being financially savvy. Spend less than you earn. Make your savings work for you…for example, get the best return on your savings. And finally protect your downside by having an emergency fund ready if something happens like an illness or you lose your job.
Magazine Subscriptions
Okay, I’ve just told you Mint.com can point out where you spend too much money. Here’s my confusion, as of a few years ago, I had seven magazine subscriptions. Yes, I made sure I got the best deals on them and justified my purchases by telling myself I needed to research markets for my freelance writing. They can be additive and we all have a favorite. So where are the best places to get the good deals? Some people like eBay. Some other ideas include swapping magazines with family and friends. Checking them out at the library. And yes, some libraries often sell old issues or even give them away. And how about the doctor or dentist’s office? Once they’re a few months old, they could be yours for the asking.
A couple of sites you can check out are-www.magazine-agent.com they offer a 90 day risk free deal
www.speedymags.com, this site lets you create your own magazine package to save money.
And here’s a couple of Tweets I posted on Twitter. You can get a free year’s subscription to CBS’ new magazine at www.cbswatchmagazine.com
Get a year’s subscription to Glamour for just $1.50. That’s the 1939 price when the magazine first launched. Wouldn’t it be great if we could go back to those prices? www.glamour.com
And if you’re a fan of Prevention, send 4 32 ounce or 12 6 ounce specially marked lids from Stonyfield Farm organic yogurt and they’ll give you a free one year subscription to Prevention magazine. This is one of the best yogurts around so it’s not much hardship to buy that much. Also, did you know you can make more yogurt from just 2 tablespoons of yogurt and you don’t even need a yogurt making machine? More about that next newsletter.
Run to the Post Office
Just a reminder that the price of stamps goes up, yes, yet again in May. These days I don’t get to the end of the roll of stamps before they put the prices up again. So on my next visit to the post office, I’m going to buy the Forever Stamps. You can use them on letters weighing no more than an ounce, no matter how much prices go up. Sort of like taking insurance out of the future.
What’s Essential?
If you read my blog on Monday you probably saw I was in Walgreens. They have a new section called Affordable Essentials, everything from shampoo to trash bags. I guess they figure there are certain items all of us need so why not give us a break on the price.
Book Recommendation
Here’s a book I currently have checked out from the library. Dinner Survival by Sandi Richard. While it’s not a budget cookbook per se, it does have some low cost meal ideas. And check out the Web site for the cookbook at www.cookingfortherushed.com. It gives you menu ideas and there are grocery lists you can print. Planning ahead before you head to the store always saves you money.
Okay, I was supposed to give you the recipe for the caramelized bread pudding here, but as some great tips have been pouring in, I thought I’d use the space to pass them along to you.
From Marlene R, in Canada
Shopping around pays off and one of her favorite places for bargains is Liquidation World. There she’s found pants for $1 and designer suits for $2. Foodwise, she recommends buying a whole chicken and using leftovers for soups, stews and chicken salad.
From Lisa A in Missouri
She likes to use those padded hangers for her sweaters, but found a cheaper alternative, bubble wrap. Just tape some to a regular hanger and you’ve got yourself a padded hanger for free.
And finally from Darlene S in New Hampshire
If you haven’t got a big back yard but what to grow vegetables, her town has a community garden where you can rent a small plot for around $20 for the season. Darlene says it’s a great place to meet other gardeners, get advice and swap vegetables at the height of the season. Last year she grew so much produce she didn’t have to buy any at the store all summer long and thinks it saved her lots of cash. Check if your area has a similar program.
Next month, yes, some recipes and throwing a party on a budget. Until next time, take care and keep sending those budget tips.